Quotes & Service: 419-820-8726
Protecting Your Tomorrow, Today
Get a personalized, affordable insurance quote in minutes. Fast, simple, and secure.
Why We're Toledo's Choice for Affordable Insurance
Finding affordable insurance shouldn't mean sacrificing the coverage you need. As independent agents, we shop multiple carriers to find you the best combination of comprehensive protection and competitive rates. Our clients typically save hundreds of dollars annually while getting better coverage than they had before.
💰 Average Client Savings
$300-$1,800
per year by switching to policies we recommend
Affordable Insurance Solutions for Every Need
Affordable home Coverage
Home Insurance
Protect your most valuable asset with comprehensive home insurance at competitive rates. We compare multiple carriers to find you the best combination of coverage and affordability.
Typical savings: $200-$1,500/year
Save on Auto Coverage
Auto Insurance
Get affordable car insurance in Toledo without sacrificing protection. We help you maximize discounts and find the best rates from top-rated carriers.
Typical savings: $300-$800/year
Protect Your Investment
Landlord Insurance
Affordable landlord insurance that protects your rental property, covers liability, and replaces lost rental income. Essential coverage for Toledo property owners.
Starting at $400-$1,200/year
BOP Bundling Saves 15-30%
Business Owner's Policy
Comprehensive, affordable business insurance for Toledo small businesses. Our Business Owner's Policies bundle essential coverages at significant savings.
Starting at $500-$1,500/year
Essential Protection
Flood Insurance
Affordable flood insurance for Toledo homeowners. Standard home insurance doesn't cover flooding—protect yourself from this common and costly risk.
Starting at $400-$600/year
Less Than $1/Day
Umbrella Insurance
Extra liability protection for less than $1 per day. Affordable umbrella insurance adds $1-2 million in coverage to protect your assets and future.
Starting at $150-$300/year
What Our Customers Are Saying About Us
We Are An Independent Insurance Agency
At our insurance agency, we take pride in working closely with each client to tailor coverage that fits their unique needs. Our commitment goes beyond simply offering policies; we strive to ensure that you, your family, and/or your business are fully protected against life’s uncertainties. As independent agents, we have the flexibility and freedom to explore a wide range of options from various trusted insurance providers, allowing us to offer personalized solutions that are in your best interest. You can trust that our focus is always on delivering the right coverage to give you peace of mind.
Agency Principals
Jim Trampevski, MBA & Tonya Crosby Trampevski
The Independent Insurance Agent Advantage
Unlike captive agents who can only offer one company's rates, we work with dozens of top-rated carriers to find you the most affordable coverage. We do the shopping so you don't have to.
✓ Shop Multiple Carriers
Access to 20+ top-rated insurance companies means truly competitive rates
✓ Save Time & Money
One request gets you multiple quotes—no need to contact each company individually
✓ Expert Guidance
We help you understand coverage options and find the best value for your needs
✓ Local Knowledge
We understand Toledo's unique insurance needs and local market conditions
From Our Blog
HOME INSURANCE
10 Ways to Find Affordable Home Insurance in Toledo
Discover how Toledo homeowners can save hundreds on home insurance while maintaining comprehensive protection...
AUTO INSURANCE
Affordable Car Insurance in Toledo: Complete Guide
Toledo drivers can save hundreds on car insurance with these expert strategies. Learn how to get affordable coverage...
LANDLORD INSURANCE
Affordable Landlord Insurance: Protect Your Investment
Toledo landlords can protect rental properties affordably with the right insurance coverage...
Frequently Asked Questions
How can I find affordable insurance without sacrificing coverage?
The key is working with an independent agent who shops multiple carriers to find the best combination of comprehensive coverage and competitive rates. We compare quotes from 20+ top-rated insurers, identify all applicable discounts, and help you choose appropriate coverage levels. Our clients typically save $300-$800 annually while often getting better coverage than they had before.
What's the difference between affordable insurance and cheap insurance?
Affordable insurance provides appropriate coverage for your needs at competitive market rates. Cheap insurance focuses solely on the lowest price, often resulting in inadequate coverage, low limits, or poor claims service. We help you find affordable quality coverage—the best value, not just the lowest price.
What discounts are available to make insurance more affordable?
Common discounts include multi-policy bundling (15-25% savings), good driver discounts (10-20%), claims-free discounts (10-20%), safety features (5-15%), good student discounts (up to 25%), and many others. As independent agents, we're experts at identifying every discount you qualify for across multiple carriers.
How much can I save by bundling my home and auto insurance?
Bundling typically saves 15-25% on both policies. For a Toledo family paying $1,200 for home insurance and $1,500 for auto insurance, bundling could save $400-$675 annually. Beyond savings, bundling offers convenience with a single renewal date and one point of contact for service.
What is an Independent Insurance Agency?
As an independent insurance agency, we're not limited to one single provider. We work with 20+ top-rated carriers to find you the best coverage at the best price. This means we can shop your insurance across multiple companies simultaneously, saving you time and money while ensuring you get comprehensive protection.
Frequently Asked Questions
We understand all the factors you have to consider when searching for the right insurance policy. While we strongly recommend reaching out to us for a complimentary consultation and a tailored insurance solutions package, we trust that the following Frequently Asked Questions can provide some clarity on relevant topics.
How Much Coverage Do I Need?
That question has too many variables to give a blanket answer. The coverage amount you need is dependent upon the value of your assets, your exposures, your risk tolerance, and your budget.
What Is An Umbrella Policy, And Do I Need One?
It is an extra layer of coverage above your underlying limits. This is the most undersold and most affordable product in the insurance industry. The cost for most insureds is less than $1 per day.
What Is An Independent Insurance Agency?
As an independent insurance agency, we are not limited to one single provider. In fact, we work with multiple carriers to most appropriately meet the needs of our clients. This allows us to get you the best coverage for the best price.
How Does My Account Get Serviced?
We take a team approach to servicing your account. Your agent and our support staff will be available to address your needs.
Trampevski & Associates
Opening Doors to BETTER Insurance
We are an independent insurance agency dedicated to protecting you and your loved ones, with the freedom to prioritize your needs.
610 Adams St, 2nd Floor
Toledo, OH 43604
419-820-8726
Insurance Products
Resources
Get Started
Compare rates from 20+ carriers and save hundreds on insurance.
Office Hours:
Monday-Friday: 9am-5pm
Saturday: By appointment