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General Liability Insurance

Protect your business from costly claims with General Liability Insurance. This essential coverage safeguards your assets against allegations of bodily injury, property damage, and advertising injury. Whether a customer slips in your store or you damage a client's property, we've got you covered. Don't let a single accident jeopardize your hard-earned success. Get a free general liability quote today.

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General liability Insurance, also known as “commercial liability insurance” is a broad commercial insurance policy that covers general liability exposures of a business. Coverage typically includes product. Protected Insurance recommends that all businesses have general liability coverage in place.

Toledo, Ohio – What you need to know about commercial liability insurance

Take a look at the list below for additional general liability coverages that are often available.

Professional Liability Insurance (Errors & Omissions)

Errors & Omissions (E&O) covers professionals for negligence and errors or omissions that injure their clients or cause damage to a third party’s data. This type of insurance is particularly important to licensed professionals such as accountants, attorneys, insurance agents, architects, engineers and technology companies. Protected Insurance recommends that all professional and technology companies have E&O coverage.

Employment Practices Liability Insurance (EPLI)

Employment Practices Liability Insurance for employers covers employment-related liabilities other than on-the-job injuries. This can include legal fees and damages for suits such as wrongful termination, discrimination, sexual harassment, and other alleged violations of employees’ legal rights. If you have employees, Protected Insurance recommends considering this type of coverage.

Directors and Officers Insurance (D&O)

D&O covers directors and officers of a company for negligent acts or omissions and for misleading statements that result in lawsuits against the company. There is a variety of Directors and Officers coverage available such as corporate reimbursement coverage, personal liability, and entity coverage. D&O policies may be broadened to include coverage for employment practices liability as well.

To find out more about these, as well as other products and services, call Protected Insurance at 419-820-8726 and we’ll help make sure you’re properly covered with a General Liability Insurance Policy in Toledo, OH or elsewhere in Ohio.

Frequently Asked Questions about General Liability Insurance

Who needs general liability insurance?

Most businesses should carry a general liability insurance policy to protect them from the various types of lawsuits regarding injury as well as to cover attorney’s fees.

Do all businesses need a general liability insurance policy?

If you are in business, you should carry a general liability insurance policy. There are few businesses that would not need it, but in general, it is a good idea.

How much does general liability insurance cost?

The cost of general liability insurance varies on the type of business you are in, how many employees you have and other business specifics. To get an accurate idea of what the cost of general liability insurance is, contact an agent in our office for a quote.